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🏙️ Moving to Ottawa from Toronto: What to Expect and Where to Live

Introduction – Why Torontonians Are Choosing Ottawa in 2025

Urban Quality of Life with Lower Cost

In 2025, increasing housing costs, traffic congestion, and a desire for a more balanced lifestyle are prompting many Torontonians to relocate to Ottawa. The capital offers:

  • More affordable housing options

  • Faster commutes and less traffic

  • A thriving yet relaxed cultural scene

Who’s Making the Move

Expect to see:

  • Young professionals seeking tech or government work

  • Growing families looking for better schools and communities

  • Downsizers pursuing slower-paced suburban life

  • Remote workers valuing stability and lifestyle over big‑city hustle


Cost of Living Comparison: Toronto vs Ottawa

Housing and Rent Savings

  • Detached homes in Ottawa average $850K–$1.2M, compared to Toronto’s $1.4M+

  • One-bedroom downtown condos in Ottawa list at $350K–$450K, versus $600K+ in Toronto

  • Rentals are roughly 20–30% cheaper in comparable areas

Transportation, Utilities, and Taxes

  • Parking, transit, and insurance costs are typically lower

  • Utility rates—such as electricity and water—tend to be more manageable

  • Property taxes in Ottawa are often lower than in suburban Toronto


Lifestyle Differences and Pace of Life

City Size & Commute

  • Ottawa’s population is less than half of Toronto's, which means less traffic, shorter waits, and faster commutes (often under 25 minutes by car or transit)

Cultural, Dining & Green Spaces

  • While not as flashy as Toronto, Ottawa offers:

    • A growing food scene (Westboro, Glebe, Chinatown)

    • Museum life (Museum of Nature, National Gallery)

    • River and park access for outdoor lovers year-round


Top Ottawa Neighborhoods for Toronto Transplants

Centretown & Downtown Core

Walkable, vibrant, great condos, and amenities everywhere—optimal for those craving city living at a reduced cost.

Westboro & Hintonburg

Artistic, trendy, full of independent shops and restaurants; ideal for those who love walkable neighborhood culture and character homes.

Alta Vista & Orleans

Spacious, calm, and school-rich places suited for families leaving Toronto’s cramped streets.

Kanata & Barrhaven

Perfect for tech professionals, with newer homes and planned communities—excellent value for families and commuters.


Job Market & Economic Landscape

Government, Tech, and Startup Roles

Ottawa is home to federal government offices, plus growing sectors in tech and cybersecurity, with many roles in Kanata's tech park and downtown offices.

Networking & Industry Growth

While smaller than Toronto's ecosystem, Ottawa has active meetups, coworking spaces, and government-industry collaboration hubs—especially for tech talent and startups.


Schools, Healthcare & Community Services

Ontario School Boards & French Immersion

Families can choose from OCDSB, OCSB, and French immersion throughout the city. School quality is strong across neighborhoods like Alta Vista and Orleans.

Healthcare Access & Family Supports

  • Plenty of family clinics, hospitals like The Ottawa Hospital, and more pediatric services than many Toronto suburbs

  • Community centres and family hubs are available in each neighborhood


Transportation & Connectivity

Public Transit, Car Commuting & LRT

Ottawa’s OC Transpo system includes buses and the expanding O-Train LRT network, with service throughout the city and new stations set to open in 2025. For drivers, major roads like the 417 and 174 make commuting simple, especially in suburbs like Kanata and Orleans.

Unlike Toronto, where parking and gridlock are daily struggles, Ottawa offers faster drive times, more parking availability, and fewer headaches for motorists.

Cycling & Walkability Options

Ottawa is Canada’s #1 cycling city, offering over 600 km of bike paths, including routes along the Rideau Canal, Ottawa River, and through core neighborhoods like Centretown, Hintonburg, and Glebe.


Tips for a Smooth Relocation

Hiring Movers & Packing Smart

Consider long-distance movers that specialize in GTA-to-Ottawa routes. Compare quotes, read reviews, and book early, especially during peak summer seasons. Downsizing or decluttering before you move can save money and stress.

Setting Up Banking, Utilities & Services

  • Most Ontario banks offer seamless transfers of accounts and services

  • Set up utilities through Hydro Ottawa, Enbridge Gas, and Bell or Rogers for internet

  • Update your driver’s license, OHIP address, and vehicle registration within 60 days of moving


Frequently Asked Questions

Q1: Is Ottawa more affordable than Toronto?
Yes. Housing, rentals, insurance, parking, and lifestyle costs are all notably lower, making Ottawa a top choice for value-conscious movers.

Q2: Where do young professionals live?
Areas like Hintonburg, Westboro, Centretown, and parts of Little Italy are popular with professionals looking for nightlife, transit, and community.

Q3: Is the job market strong?
Yes, especially in public service, tech, healthcare, and education. Ottawa is home to Shopify, multiple federal departments, and tech parks in Kanata.

Q4: How easy is it to live downtown?
Very. Walkability is high in Centretown, ByWard Market, and the Glebe. Rent and condo costs are far lower than comparable areas in Toronto.

Q5: Where are the best schools?
Alta Vista, Orleans, Kanata, and Barrhaven have highly rated schools across public, Catholic, and French boards.

Q6: How’s winter compared to Toronto?
Ottawa winters are colder and snowier, but the city is well-equipped with snow-clearing, winter recreation, and indoor amenities.


Conclusion – Why Ottawa Might Be the Move You Need

Ottawa offers a powerful mix of affordability, green space, career opportunity, and community feel—without sacrificing city perks. For Torontonians tired of soaring costs and urban pressure, Ottawa provides room to breathe, grow, and thrive. Whether you're seeking downtown energy or suburban calm, there’s a neighborhood here with your name on it.

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🏡 Living in The Glebe, Ottawa: Heritage Charm Meets Modern Living

Introduction – Why The Glebe is One of Ottawa’s Most Beloved Neighbourhoods

From Historic District to Modern Hotspot

The Glebe is where Ottawa’s historic elegance meets modern living. With its early 20th-century architecture, trendy boutiques, and vibrant community life, this neighborhood has transformed into one of the capital’s most desirable areas. Yet, it still retains the charm and character that make it unique.

Who’s Choosing The Glebe in 2025

In 2025, The Glebe continues to attract young professionals, families, downsizers, and empty nesters looking for walkable, stylish, and character-filled living in the heart of the city. If you value heritage, culture, and location, it’s hard to beat.


Location and Walkability

Where is The Glebe?

Located just south of downtown Ottawa, The Glebe is bordered by Bank Street to the west, Queen Elizabeth Drive to the east, and wraps around Lansdowne Park and the Rideau Canal. It's one of the city's most central and connected residential neighborhoods.

Walking Distance to Everything

Living in The Glebe means being just steps away from shops, dining, the canal, TD Place Stadium, and the downtown core. The Walk Score is consistently above 90—making it ideal for car-free living.


Real Estate in The Glebe

Types of Homes Available

The Glebe is best known for its:

  • Heritage single-family homes

  • Fully renovated century homes

  • Upscale townhouses

  • Modern condos near Lansdowne

Pricing Trends and Market Demand

As of 2025, average prices for detached homes hover around $1.2M–$1.6M, with townhouses and condos ranging between $600,000–$950,000. While prices are premium, demand remains high due to limited supply and timeless appeal.

Why The Glebe Holds Its Value

Its central location, school district reputation, and architectural beauty ensure The Glebe consistently ranks among Ottawa’s most stable and valuable neighborhoods for real estate investment.


Heritage and Architecture

Restored Edwardian and Craftsman Homes

The Glebe’s streets are lined with Edwardian, Arts and Crafts, and Victorian-style homes—many lovingly restored with modern interiors while preserving their historical facades and features like stained glass, crown molding, and original fireplaces.

Tree-Lined Streets with Century-Old Charm

Shady boulevards, mature trees, and brick sidewalks create a picture-perfect streetscape, ideal for morning walks, evening jogs, or simply enjoying your front porch.


Dining and Food Scene

Top-Rated Restaurants and Cafés

Foodies love The Glebe. You’ll find everything from trendy vegan spots to classic bistros, including:

  • The Rowan – Upscale comfort food with craft cocktails

  • Kettleman’s Bagel Co. – A local institution for Montreal-style bagels

  • Craft Beer Market – Huge selection of brews with rooftop seating

Glebe Central Pub, Kettleman’s, and More

For casual nights out, locals head to Glebe Central Pub or grab a snack from Stella Luna Gelato Café. The variety ensures something for every palate.


Shopping on Bank Street

Independent Boutiques and Artisans

The Glebe’s Bank Street is packed with locally owned boutiques, bookstores, fashion shops, and artisan gift stores. It's a shopper’s paradise with zero mall energy.

Glebe Merchants and Seasonal Sidewalk Sales

Events like the Great Glebe Garage Sale and seasonal sidewalk sales bring the whole community outdoors for bargains, browsing, and bonding.

Continuing the article “Living in The Glebe, Ottawa: Heritage Charm Meets Modern Living” from where we left off:


Parks, Waterways, and Outdoor Recreation

Rideau Canal Pathways

Living in The Glebe puts you steps from the Rideau Canal, a UNESCO World Heritage Site. Residents enjoy walking, running, cycling, and—come winter—skating along the world’s longest skating rink. It’s a lifestyle perk you simply won’t find in most neighborhoods.

Lansdowne Park and Community Events

Lansdowne is The Glebe’s community anchor. It offers:

  • TD Place Stadium (home of the Ottawa Redblacks & Ottawa 67’s)

  • Cineplex VIP Theatres

  • Whole Foods, Sporting Life, and other urban retailers

  • Seasonal events like Night Markets, outdoor yoga, and Winter Lights Festival

With farmers’ markets every Sunday and tons of green space, Lansdowne merges city living with community comfort.


Lifestyle and Community Vibe

Who Lives Here?

The Glebe is home to a well-educated, socially engaged mix of:

  • Professionals working in government, education, and tech

  • Families with children enrolled in top-tier schools

  • Retirees enjoying proximity to culture and health care

  • Students from Carleton University just across the canal

Festivals, Farmer’s Markets, and Local Culture

The community celebrates its vibrancy through:

  • The Ottawa Farmers’ Market (Lansdowne)

  • The Glebe Art in Our Gardens Tour

  • Annual Great Glebe Garage Sale—a beloved, citywide event

  • Pop-up art exhibits and local performance nights

These events showcase the tight-knit and culturally rich identity of the neighborhood.


Education and Family Life

Schools in The Glebe

Families are drawn to The Glebe for its top schools:

  • Glebe Collegiate Institute – One of Ottawa’s most respected public high schools

  • First Avenue Public School – Elementary with French immersion options

  • Several Catholic and Montessori schools within walking distance

Libraries, Museums, and Activities for Kids

Nearby, you’ll find:

  • Ottawa Public Library (Sunnyside branch)

  • Canadian Museum of Nature – Just across from the neighborhood

  • Arts camps, dance schools, and music lessons—ideal for active kids


Transportation and Commuting

Transit Options

The Glebe is well-served by OC Transpo, with regular buses on Bank Street connecting you downtown, to uOttawa, Carleton, and Lansdowne. The LRT is accessible within a short commute for broader travel.

Biking and Accessibility

With protected bike lanes, canal paths, and sidewalks, The Glebe is a cyclist- and pedestrian-friendly community. It’s also one of Ottawa’s most accessible neighborhoods for seniors and residents with mobility concerns.


Pros and Cons of Living in The Glebe

What Residents Love

  • Walkable urban lifestyle

  • Architectural beauty and tree-lined streets

  • Local shopping and dining without needing a car

  • Proximity to nature and recreation

  • Active, involved community vibe

What to Consider Before Moving In

  • Home prices are high—it’s a premium market

  • Parking can be limited, especially on older streets

  • Traffic on Bank Street can be busy during rush hours and events


Who Should Consider Living in The Glebe?

Young Professionals

If you want city living with character, The Glebe offers stylish condos, social scenes, and easy commutes to downtown or university campuses.

Families

Top schools, safe streets, and community engagement make The Glebe one of Ottawa’s most family-friendly neighborhoods.

Retirees and Downsizers

With nearby healthcare, walkable services, and low-maintenance condo options, it’s also ideal for those seeking a vibrant retirement lifestyle.


Frequently Asked Questions

Q1: Is The Glebe expensive?
Yes. It’s one of Ottawa’s most desirable and expensive areas, but many say the location and lifestyle are well worth the investment.

Q2: What’s traffic like?
Bank Street can be congested during peak hours, especially near Lansdowne events, but side streets are quieter and well-connected.

Q3: Can you walk to the canal?
Absolutely. Most homes are within a 5–10 minute walk of the Rideau Canal.

Q4: Are the homes modern inside?
Many homes have been fully renovated inside while retaining historic charm outside. You’ll find modern kitchens, HVAC systems, and smart tech in many listings.

Q5: What’s the community vibe?
Friendly, inclusive, and highly engaged. There’s always something happening—art, culture, and neighborhood pride thrive here.

Q6: Is there new development happening?
Yes, especially near Lansdowne, with new condos and mixed-use spaces offering more modern options.


Conclusion – The Glebe: Timeless Style with Urban Energy

The Glebe is more than a neighborhood—it’s a lifestyle. With its rare blend of historic architecture, modern amenities, and community spirit, it’s no wonder The Glebe remains one of Ottawa’s most beloved places to live. Whether you're drawn to its vibrant Bank Street scene, its proximity to the canal, or its family-focused environment, The Glebe offers something few other neighborhoods can match: elegance with energy.

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🏠 Selling Your Home in a Buyer’s Market: 5 Smart Strategies for Ottawa Sellers

Introduction – What is a Buyer’s Market and Why Does It Matter?

Understanding Market Conditions

A buyer’s market occurs when the number of homes for sale exceeds buyer demand. That means buyers have more choices, more leverage—and sellers must work harder to stand out. In 2025, certain Ottawa neighborhoods are seeing a shift toward buyer-favoring conditions, especially in higher price brackets.

What Ottawa Sellers Face in 2025

With more inventory on the market, longer days on market, and price reductions becoming common, Ottawa sellers need to be strategic, proactive, and competitive to succeed. The good news? Smart tactics still lead to fast, profitable sales.


Strategy 1: Price Your Home Competitively from the Start

The Risks of Overpricing in a Buyer’s Market

In a buyer’s market, the first two weeks are critical. Overpriced homes lose traction quickly, while comparably priced homes attract offers. Don’t price for negotiation—price for attention.

How to Use a Comparative Market Analysis (CMA)

A skilled REALTOR® will provide a CMA showing recent comparable sales, active listings, and expired homes. Use it to find the sweet spot that positions your home as best value in the category—not just “another option.”


Strategy 2: Maximize Your Home’s Visual Appeal

Staging Tips That Work

Buyers make snap decisions—often within the first 15 seconds of viewing a listing. That’s why:

  • Declutter and depersonalize every room

  • Highlight focal points like fireplaces and kitchens

  • Use neutral tones and maximize lighting

Professionally staged homes in Ottawa sell faster and at higher prices—especially in competitive markets.

Professional Photography and Virtual Tours

High-resolution photos, drone shots, and 360° virtual tours help your home shine online. Don’t rely on smartphone pics—invest in professional visuals to make a winning first impression.


Strategy 3: Offer Buyer Incentives That Make You Stand Out

Common Incentives in Ottawa

  • Covering closing costs or land transfer tax

  • Offering flexible move-in dates

  • Including appliances, furnishings, or home warranties

These add-ons can tip the scales in your favor, especially when multiple listings are competing for attention.

When to Offer Closing Cost Credits or Upgrades

If your home needs small cosmetic upgrades (flooring, paint), offering a repair allowance or update credit gives buyers flexibility—and reduces upfront hassle for you.


Strategy 4: Market Aggressively (Beyond the MLS)

Why Social Media and Video Marketing Matter

In a crowded market, your marketing needs to go further:

  • Targeted Facebook and Instagram ads

  • YouTube walkthrough videos

  • Google My Business promotion

  • Email campaigns to REALTORS® and buyers

This broadens your audience and keeps your listing top of mind.

Open Houses, Broker Tours, and More Exposure

Hosting multiple open houses, including broker-only previews, can lead to higher visibility. Even if turnout is light, these efforts build momentum and attract serious buyers.


Strategy 5: Choose an Agent Who Knows the Ottawa Market

Why Local Expertise Matters More in a Slow Market

In a buyer’s market, generic marketing won't cut it. You need an agent who knows:

  • Which price points are soft or strong

  • What features buyers currently value most

  • How to position your property competitively

Key Questions to Ask Before Listing

  • What’s your average time on market?

  • How will you market my home online and offline?

  • Can you show me success stories from this year?

The right agent will give your listing the edge it needs.


Bonus Tips for Success in a Slower Market

Be Flexible with Showings

If buyers can’t see it, they won’t buy it. Offer evening and weekend appointments, and accommodate short-notice visits whenever possible.

Know When to Adjust Your Strategy

If your listing isn’t getting interest after 2–3 weeks, talk with your agent about tweaking price, marketing, or presentation. Proactive sellers win.


Frequently Asked Questions

Q1: How long does it take to sell in a buyer’s market?
In 2025, the average in Ottawa is 30–45 days—but properly priced homes sell faster.

Q2: Should I renovate before listing?
Only if the renovations offer a solid return. Focus on paint, lighting, flooring, and landscaping—cosmetic sells.

Q3: Are open houses still effective?
Yes, especially when paired with online promotion and follow-up campaigns.

Q4: Can I rent it out instead?
Yes, but it depends on location, condo rules (if applicable), and rental demand. Not always a better long-term financial move.

Q5: How do I know if it’s a buyer’s market?
If homes are sitting longer, price reductions are common, and inventory is rising—chances are, it’s a buyer’s market.

Q6: What if I don’t get any offers?
Revisit your price, staging, and marketing strategy. In a buyer’s market, silence is a signal to pivot quickly.


Conclusion – Be the Smartest Seller on the Ottawa Market

Selling in a buyer’s market isn’t easy—but it’s absolutely possible when you use the right strategies. With smart pricing, powerful presentation, aggressive marketing, and expert guidance, you can rise above the competition and sell with confidence—even when the odds are stacked in the buyer’s favor.

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🏠 7 Hidden Costs First-Time Ottawa Homebuyers Need to Know

Introduction – Why These Unexpected Costs Can Derail Your Budget

More Than the Down Payment

Buying your first home in Ottawa is exciting, but many first-time buyers focus solely on their down payment and mortgage—missing out on several critical, hidden costs that show up before or shortly after closing. These unplanned expenses can cause budget strain, especially in a market where housing affordability is already tight.

Why Ottawa Buyers Are Often Caught Off-Guard

Ottawa’s real estate market, while more stable than Toronto or Vancouver, comes with its own financial quirks—unique taxes, closing adjustments, and new build fees. Whether you’re buying a downtown condo or a Barrhaven townhouse, knowing the full financial picture is essential.


1. Land Transfer Tax in Ontario (and Why It’s a Big Deal)

How It’s Calculated

In Ontario, buyers pay a Land Transfer Tax (LTT) based on the purchase price of their home. For a $550,000 home in Ottawa, expect to pay roughly $7,475 in LTT.

First-Time Buyer Rebates Explained

Luckily, first-time buyers may qualify for a rebate up to $4,000—but it won’t cover the entire tax on higher-priced homes. Check your eligibility with your lawyer or mortgage broker.


2. Legal Fees and Title Insurance

What Real Estate Lawyers Charge

Hiring a real estate lawyer is mandatory in Ontario. Legal fees typically range from $1,200–$2,000, depending on the complexity of the transaction.

Mandatory Costs Most Don’t Budget For

Your lawyer will also charge disbursements and title insurance—an extra $300–$600—to protect your ownership rights and process land registry documentation.


3. Home Inspection and Appraisal Costs

What Each Service Covers

  • Home inspections (around $450–$600) uncover issues with electrical systems, roofs, foundations, and plumbing.

  • Appraisals (often required by lenders, costing $300–$500) determine the fair market value of your future home.

Why Both Are Worth the Price

Skipping these services may lead to surprise repairs or a mortgage denial—both of which are much costlier than the upfront fees.


4. CMHC Insurance for Low Down Payments

When It Applies

If your down payment is less than 20%, Canada Mortgage and Housing Corporation (CMHC) requires you to buy default insurance.

How Much It Really Adds to Your Mortgage

This premium ranges from 2.8% to 4% of your mortgage and is added to your total loan amount. That’s $10,000–$18,000+ on a $500K home with 5% down.


5. Adjustments at Closing (Prepaid Expenses & Taxes)

What Buyers Reimburse

You may need to pay back the seller for items they’ve prepaid, such as:

  • Property taxes

  • Condo fees

  • Utilities

Examples of Common Adjustments

If the seller paid annual taxes in January but you’re moving in July, you’ll owe half the year’s tax at closing—often $1,000–$2,500+.


6. Moving Expenses and Utility Connections

Typical Costs in Ottawa

Hiring professional movers? Expect to spend $1,000–$2,500 depending on distance and volume. DIY moving still adds up with truck rental, boxes, and equipment.

Setup Fees You Shouldn’t Overlook

Hydro Ottawa, Enbridge (gas), Bell/Rogers (internet/TV), and water services often charge activation or transfer fees of $50–$100 each.


7. Ongoing Monthly Costs After You Move In

Property Taxes, Insurance, and Maintenance

  • Property taxes: ~$4,000–$6,000/year in Ottawa depending on your neighborhood.

  • Home insurance: ~$60–$150/month.

  • Routine maintenance: Budget 1% of home value annually.

Unexpected Repairs and Reserve Funds

New owners often face early surprises—roof leaks, appliance breakdowns, or condo special assessments. A healthy emergency fund of $5,000–$10,000 is smart insurance.


How to Prepare for the Hidden Costs of Homeownership

Build a Realistic Budget

Use a homebuying calculator and plug in ALL costs—not just the mortgage. This includes legal fees, insurance, utilities, taxes, and moving.

Add a Safety Buffer

Set aside 3–6 months of household expenses in savings, especially if you’re buying with less than 20% down or purchasing an older home.


Frequently Asked Questions

Q1: Can I avoid land transfer tax?
Only if you’re a first-time buyer and qualify for the full rebate.

Q2: Are legal fees fixed?
They vary by firm. Always ask for a quote that includes disbursements and title insurance.

Q3: What’s included in inspection costs?
A typical inspection covers structural, roofing, plumbing, HVAC, and electrical systems.

Q4: Can CMHC premiums be waived?
No—but if you put 20% or more down, it’s not required at all.

Q5: Should I move myself or hire a company?
DIY can be cheaper, but hiring movers saves time and reduces risk of damage or injury.

Q6: What’s a healthy emergency fund for new buyers?
Aim for $5,000–$10,000 minimum for repairs, delays, or life surprises.


Conclusion – Plan Ahead to Buy With Confidence

Homeownership is a milestone—but it comes with more financial responsibility than many buyers expect. By planning for these hidden costs upfront, you’ll avoid surprises, reduce stress, and make your Ottawa homebuying journey smoother. The best buyers aren’t just excited—they’re prepared.

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🏠 7 Hidden Costs First-Time Ottawa Homebuyers Need to Know

Introduction – Why Hidden Costs Catch First-Time Buyers Off Guard

Buying your first home in Ottawa is exciting—but the true cost goes far beyond the listing price and down payment. First-time buyers are often surprised by fees, taxes, and other expenses that sneak up during the buying process. Knowing about these hidden costs now can save you stress (and dollars) later.


Hidden Cost #1: Land Transfer Tax (LTT)

How Much It Is in Ontario

When you buy property in Ontario, you're required to pay land transfer tax (LTT) at closing. In Ottawa, there's no municipal LTT like in Toronto, but you’ll still owe a provincial fee. For a $500,000 home, expect to pay about $6,475.

First-Time Buyer Rebates

First-time homebuyers in Ontario may be eligible for a rebate of up to $4,000, reducing this cost significantly. Be sure your lawyer files for this at closing.


Hidden Cost #2: Home Inspection Fees

Why You Should Never Skip It

A professional inspection helps you avoid buying a money pit. Even brand-new homes can have defects in plumbing, insulation, or foundation work. A thorough inspection provides peace of mind and leverage for price negotiation.

Typical Costs in Ottawa

Expect to pay between $400–$600 for a standard home inspection in Ottawa. Add more if you want tests for radon, mold, or septic systems.


Hidden Cost #3: Legal and Closing Fees

Lawyer Fees

Real estate lawyers handle everything from title searches to paperwork. They also ensure funds are transferred properly. In Ottawa, legal fees typically range from $1,200 to $2,000.

Title Insurance and Disbursements

Title insurance protects you against fraud or title errors. It's usually a one-time cost of $250–$500. Your lawyer may also charge disbursements—fees they pay on your behalf (e.g., registrations, courier costs).


Hidden Cost #4: Property Taxes and Adjustments

Annual Rates in Ottawa

Ottawa property tax rates are around 1% of assessed value. For a $500,000 home, that’s about $5,000 per year, prorated based on your closing date.

What Adjustments Mean at Closing

If the seller has prepaid taxes, you may need to reimburse them from your closing funds. This "adjustment" can cost you hundreds or even thousands at signing.


Hidden Cost #5: Mortgage Default Insurance (CMHC)

Who Has to Pay

If your down payment is less than 20%, you’ll be required to pay mortgage default insurance, often known as CMHC insurance.

How It’s Calculated

The premium ranges from 2.8% to 4% of your loan amount and can be added to your mortgage. On a $450,000 mortgage, that’s an extra $12,600–$18,000 over time.


Hidden Cost #6: Moving Expenses and Utility Setups

Movers, Trucks, and Boxes

Even DIY moving comes with costs—truck rentals, boxes, dollies, fuel, and helpers. A full-service move in Ottawa can range from $1,000–$2,500 depending on distance and volume.

Hydro Ottawa, Enbridge, Bell, Rogers Setup Fees

Most providers charge setup or transfer fees, usually between $50 and $100 each. These add up quickly, especially if switching multiple services at once.


Hidden Cost #7: Ongoing Maintenance and Condo Fees

Monthly and Seasonal Costs

Your new home will need regular maintenance—furnace checks, gutter cleaning, lawn care, snow removal, etc. Budget at least 1% of home value annually for upkeep.

Reserve Fund Contributions

If you're buying a condo, monthly fees go toward shared costs and reserves. Expect $300–$700/month depending on building age, size, and amenities.


Bonus Tips to Budget Better for Your First Home

Emergency Fund Essentials

Always keep 3–6 months’ worth of expenses in savings—even after buying. Homeownership comes with surprises, and you'll want a cushion.

Buffering for the Unexpected

Create a line in your budget for “unplanned housing costs”—such as appliance breakdowns, plumbing leaks, or insurance premium hikes.


Frequently Asked Questions

Q1: Can I roll closing costs into my mortgage?
Usually no—most lenders require these funds up front, but some CMHC programs allow flexibility.

Q2: How much are average first-time buyer fees in Ottawa?
Roughly 3–4% of purchase price beyond your down payment.

Q3: Are inspection costs refundable?
No, inspection fees are paid regardless of whether you move forward with the deal.

Q4: Can I avoid mortgage insurance?
Yes—if you put down 20% or more, CMHC insurance isn’t required.

Q5: What if I buy a new-build home?
Expect extra costs like HST, Tarion warranty enrollment, and builder upgrades. These can add 5–10% to the base price.

Q6: Should I hire a moving company or DIY?
DIY can save money, but professional movers reduce stress and risk—especially in winter or long-distance moves.


Conclusion – Be Prepared, Not Surprised

The cost of buying a home in Ottawa goes far beyond the asking price. From land transfer taxes and inspections to maintenance and utility setups, hidden expenses can add thousands to your budget. But with knowledge and planning, you can make confident, informed decisions—and enjoy your first home without financial regret.

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🏙️ Living in Westboro, Ottawa: Why This Trendy Neighbourhood is in High Demand

Introduction – What Makes Westboro a Standout in Ottawa

A Snapshot of the Westboro Lifestyle

Westboro isn’t just a place to live—it’s a way of life. Nestled along the Ottawa River and just minutes from downtown, it offers the perfect mix of urban convenience and natural beauty. From its charming streets to buzzing cafes and boutique shopping, Westboro has become one of Ottawa’s most desirable neighbourhoods.

Who is Moving to Westboro

Young professionals, growing families, and retirees alike are flocking to Westboro for its walkability, safety, and vibrant social scene. The area's appeal spans generations, making it a true Ottawa gem.


A Prime Location in the Heart of the City

Proximity to Downtown Ottawa

Living in Westboro means you’re just a 10-minute drive or LRT ride from Parliament Hill and downtown Ottawa. Commuters love the quick access to the city’s business hubs without sacrificing residential peace.

Easy Access to Transit and Highways

With the O-Train's Line 1 running through the nearby Tunney’s Pasture station, and bus routes crisscrossing the area, getting around is a breeze. Westboro also offers quick connections to the 417 Highway, making weekend getaways a stress-free affair.


Westboro’s Real Estate Market

Average Home Prices and Trends

In 2025, average home prices in Westboro are holding steady around $850,000 for detached homes and $500,000–$700,000 for condos. While prices are on the higher side, they reflect the area's high demand, location, and livability.

Types of Properties Available

You'll find a variety of housing options, including:

  • Luxury condos with river views

  • Renovated century homes

  • Townhouses and duplexes

  • New infill developments

Investment Potential

Westboro properties appreciate steadily, thanks to ongoing development, a growing population, and limited inventory. It's a smart move for long-term homeowners and investors alike.


Dining, Cafés, and Nightlife

Best Restaurants and Brunch Spots

Foodies will love Westboro's culinary scene. Must-visit spots include:

  • The Savoy Brasserie – Elegant French cuisine

  • Pure Kitchen – Vegan-forward and stylish

  • John’s Diner – A retro spot loved by locals

Breweries, Pubs, and Cocktail Bars

After-hours options abound:

  • Clocktower Brew Pub – Classic and comfortable

  • Bar Lupulus – A cozy spot for wine and craft beer

  • Churchill’s – For casual nights with friends


Shopping in Westboro Village

Local Boutiques and Designer Shops

Westboro Village is a shopper’s paradise with everything from handcrafted gifts to high-end apparel. Local businesses like Workshop Studio & Boutique offer eco-friendly fashion and unique finds.

Outdoor Gear Stores and Specialty Retail

The area is home to major outdoor retailers like Mountain Equipment Company (MEC) and Bushtukah, making it a hub for outdoor enthusiasts.


Nature and Outdoor Recreation

Westboro Beach and Ottawa River Pathways

Just steps from home, Westboro Beach offers sandy relaxation in the summer. The Ottawa River Pathway runs alongside, ideal for walking, running, or cycling.

Parks, Dog-Walking Trails, and Green Spaces

Dog parks, playgrounds, and riverside trails make this area perfect for both two- and four-legged residents.

A Community That Feels Like Home

Demographics and Community Vibe

Westboro blends a modern, youthful energy with a laid-back, community-oriented atmosphere. You'll find everyone from tech professionals to retirees mingling at local cafés, markets, and yoga studios. The friendly, inclusive vibe makes newcomers feel right at home.

Events and Festivals

Westboro hosts a range of community events, including:

  • Westfest – A free, family-friendly music and arts festival.

  • Ottawa Farmers’ Market (Westboro location) – With local produce, crafts, and baked goods.

  • Seasonal sidewalk sales, art shows, and street performances bring neighbors together and support local talent.


Family-Friendly Features

Nearby Schools and Daycares

Families are drawn to Westboro for its excellent education options, including:

  • Broadview Public School

  • Nepean High School

  • Turnbull School (private)

  • Multiple bilingual and Montessori daycare centers

Parks and Playgrounds

With places like Lions Park, Westboro Kiwanis Park, and plenty of splash pads and jungle gyms, kids have no shortage of safe spaces to play.

Safety and Walkability

Westboro ranks as one of Ottawa’s safest neighborhoods. Add in its high walkability score, and it’s no surprise so many families choose to settle here.


Condo Living vs Detached Homes

Modern Condo Developments

Westboro is home to sleek new condo buildings like The Eddy and UpperWest, which cater to professionals and downsizers looking for low-maintenance, energy-efficient living.

Renovated Heritage Homes

For those seeking charm and space, Westboro offers beautifully restored homes with modern upgrades—many over 100 years old but updated to 21st-century standards.


Transit, Commuting, and Connectivity

LRT, OC Transpo, and Bike Lanes

Westboro is transit-rich with access to:

  • The O-Train Confederation Line (Line 1)

  • Multiple OC Transpo bus routes

  • Protected bike lanes and riverside trails

Commuters enjoy smooth rides downtown, to Tunney’s Pasture, or even across the Ottawa River into Gatineau.

Travel Time to Key Ottawa Areas

  • Downtown: 10–15 minutes

  • Carleton University: 20 minutes

  • Ottawa Airport: 25–30 minutes

  • Kanata Tech Park: 20–25 minutes


Pros and Cons of Living in Westboro

The Upsides of Westboro Living

  • Trendy, walkable lifestyle

  • Safe and family-friendly

  • Access to outdoor recreation and dining

  • High resale value and real estate appreciation

  • A true community feel

Things to Consider (Noise, Cost)

  • Home prices and rents are higher than Ottawa averages

  • Main streets can be busy and noisy, especially Richmond Road

  • Limited street parking during events or peak hours


Who Should Consider Moving to Westboro

Young Professionals

With coworking spaces, transit access, and social hotspots, Westboro is ideal for working professionals who want lifestyle and location.

Families

Top-tier schools, playgrounds, and parks make it a dream for raising children.

Retirees and Downsizers

Condo developments and quiet residential streets make Westboro appealing for retirees who want convenience without sacrificing culture and connection.


Frequently Asked Questions

Q1: Is Westboro expensive?
Yes, it’s among Ottawa’s more premium neighborhoods. But its quality of life and long-term value justify the cost for many buyers.

Q2: Is there new construction happening?
Absolutely. New condos and townhome developments are underway, especially near the Richmond Road corridor.

Q3: How is the nightlife in Westboro?
Vibrant yet relaxed—expect stylish wine bars, live music spots, and cozy pubs rather than loud nightclubs.

Q4: Are there good schools in the area?
Yes. Westboro has excellent public, private, and French-language school options.

Q5: Can I walk to the river?
Yes! Westboro Beach and Ottawa River trails are within walking or biking distance for most residents.

Q6: What’s the average rent?
In 2025, one-bedroom apartments average $2,100/month, while two-bedrooms range from $2,600–$3,200/month, depending on building and amenities.


Conclusion – Westboro: Ottawa’s Urban Oasis

Westboro offers the best of both worlds: the charm and energy of city living with the warmth and space of a close-knit community. From river views and artisan coffee shops to high-quality schools and trendy retail, it's no wonder Westboro continues to attract buyers and renters year after year. If you’re seeking a lifestyle upgrade in Ottawa, Westboro might just be the place to call home.

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🏡 Is Barrhaven the Best Suburb in Ottawa? Here’s What You Need to Know

Introduction – Why Everyone’s Talking About Barrhaven

From Farmland to a Thriving Suburb

Barrhaven has evolved from quiet farmland into one of Ottawa’s fastest-growing suburban communities. Located in the city’s southwest, it’s known for its family-friendly vibe, affordable homes, and excellent amenities. Over the past two decades, Barrhaven has blossomed into a self-sufficient suburb with everything residents need—schools, parks, shopping, and a strong sense of community.

Who Is Moving to Barrhaven in 2025

More than ever, young families, first-time buyers, and even downsizers are flocking to Barrhaven for its spacious homes, safety, and modern conveniences. As housing prices in central Ottawa rise, Barrhaven continues to be an attractive alternative for those looking for value and quality of life.


Location and Accessibility

Where Is Barrhaven?

Barrhaven is located about 17 km southwest of downtown Ottawa, bordered by the Greenbelt and Rideau River. It’s divided into several communities like Old Barrhaven, Stonebridge, Longfields, and Half Moon Bay.

Commute Times to Downtown Ottawa

By car, the commute to downtown Ottawa takes about 25–35 minutes, depending on traffic. While not the closest suburb, its multiple access routes and growing infrastructure help ease the drive. Bus commuters benefit from dedicated OC Transpo rapid transit routes connecting to Baseline Station and downtown hubs.


Affordability and Real Estate Trends

Average Home Prices

As of 2025, detached homes in Barrhaven average around $780,000, while townhouses range from $580,000–$650,000. Condos are even more affordable, often under $450,000—making it ideal for first-time buyers.

New Construction and Future Growth

Barrhaven is a hotspot for new builds, with developers actively building in Half Moon Bay and Stonebridge. Expect more detached homes, stacked townhomes, and low-rise condos in the coming years. Infrastructure projects are keeping pace, ensuring the area grows sustainably.

Is It a Good Investment?

Absolutely. With limited land in central Ottawa, suburban areas like Barrhaven continue to attract families and professionals. Steady population growth and rising demand make it a smart choice for investors and long-term homeowners.


Family-Friendly Lifestyle

Schools and Education

Barrhaven boasts some of the best-rated schools in Ottawa, including:

  • John McCrae Secondary School

  • École secondaire catholique Pierre-Savard

  • Berrigan Elementary School

Both English and French education streams are well-supported, with several public, Catholic, and private schools to choose from.

Parks, Playgrounds, and Recreation

The area is dotted with parks and sports facilities, including:

  • Walter Baker Sports Centre (pools, rinks, gym)

  • Stonebridge Trail

  • Lytle Park and South Nepean Park

Safe and Quiet Streets

Barrhaven is often praised for its low crime rates, wide sidewalks, and traffic-calmed streets—making it ideal for children, seniors, and evening strolls.


Amenities and Shopping

Big-Box Stores and Retail Plazas

Barrhaven’s Marketplace District offers all the essentials:

  • Costco

  • Walmart

  • Loblaws

  • Home Depot

  • Indigo

Dining and Entertainment

From casual diners to sushi bars and Indian cuisine, Barrhaven’s restaurant scene continues to grow. There’s also a Cineplex VIP Theatre, family entertainment centres, and new cafes opening regularly.

What’s Coming Soon?

Several mixed-use developments are underway, bringing more dining, boutique retail, and community spaces. Watch for the expansion of Strandherd Drive and the possible extension of LRT service in the future.

Community and Culture

Demographics

Barrhaven has a diverse and growing population. You’ll find a mix of:

  • Young families with children

  • Middle-income professionals

  • Retirees downsizing from central Ottawa

  • Newcomers and immigrant families

This diversity brings cultural richness and a strong sense of community, reflected in local businesses, faith centres, and cultural organizations.

Local Events and Festivals

Barrhaven hosts family-friendly events throughout the year, such as:

  • Canada Day in Clarke Fields – A huge local celebration with fireworks and concerts

  • Barrhaven Santa Claus Parade – A winter tradition that draws thousands

  • Summer Movie Nights and Farmer’s Markets – Community-led and well attended

These events foster a small-town feel in one of Ottawa’s largest suburban areas.


Transit and Transportation

OC Transpo Service

Barrhaven is well-connected by OC Transpo’s rapid transit network, particularly Routes 75, 99, and 170. These link commuters to Baseline Station and downtown Ottawa, with express routes during rush hours.

Road Infrastructure and Future LRT Plans

Major roads like Strandherd Drive, Greenbank Road, and Woodroffe Avenue provide quick access to Highway 416. City plans include expanding LRT Line 1 westward, with long-term projections hinting at eventual Barrhaven access—great news for future transit users.


Pros and Cons of Living in Barrhaven

The Best Parts

  • Affordable compared to inner-city Ottawa

  • Top-rated schools and child-friendly environment

  • Growing infrastructure and amenities

  • Safe, clean, and family-oriented

  • Plenty of green space and recreation

What You Should Be Aware Of

  • Commute times can be long during peak hours

  • Fewer nightlife or upscale dining options

  • Car dependency (though improving with transit upgrades)

  • New developments may bring construction noise or traffic


Who Should Consider Moving to Barrhaven

Families

Barrhaven is a top pick for families—affordable housing, excellent schools, playgrounds, and sports facilities make it ideal for raising kids.

First-Time Buyers

It’s one of the best places in Ottawa to get on the property ladder without compromising on size, location, or quality of life.

Seniors and Retirees

With quiet streets, modern healthcare facilities, and low-maintenance housing options (like condos or bungalows), Barrhaven is also a great retirement choice.


Frequently Asked Questions

Q1: Is Barrhaven expensive?
Compared to downtown Ottawa, no. It offers more space for your money and affordable entry points for townhomes and condos.

Q2: Is it safe for kids?
Yes—Barrhaven has low crime rates, safe intersections, and a strong sense of community.

Q3: How long is the commute?
Approximately 30–40 minutes to downtown Ottawa during peak hours by car or transit.

Q4: Are there French schools?
Yes—both French public and Catholic boards have schools in the area, including École Michaëlle-Jean and École secondaire Pierre-Savard.

Q5: What’s the resale value like?
Strong. Barrhaven homes hold their value well, especially those near schools, parks, and transit routes.

Q6: Can I get to downtown by transit?
Yes. OC Transpo’s rapid bus routes provide direct service, and future LRT expansion will improve this even further.


Conclusion – Is Barrhaven Right for You?

Barrhaven offers a perfect balance of affordability, lifestyle, and long-term value—all wrapped in a safe, suburban package. Whether you’re a first-time buyer, raising a family, or planning for retirement, this growing Ottawa suburb deserves serious consideration. It may not have the downtown hustle, but for many, Barrhaven is exactly where life feels right.

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🏡 The Top 6 Mistakes to Avoid When Selling Your Home in Ottawa

Introduction – Selling Your Home in Ottawa the Smart Way

Selling your home in Ottawa may seem simple—especially in a strong market—but even experienced homeowners can make costly mistakes. The difference between a fast, profitable sale and a stale listing often comes down to preparation, pricing, and expert guidance. This guide outlines the top 6 mistakes to avoid so you can maximize your return and minimize stress.


Mistake #1: Overpricing Your Home

The Danger of Pricing Emotionally

It’s natural to feel your home is worth more because of memories and personal improvements. But Ottawa buyers base decisions on recent sales and market value—not sentiment. An overpriced listing tends to sit on the market, making future price drops inevitable and weakening your negotiating power.

How Overpricing Reduces Buyer Interest

Homes priced even 5-10% above market value attract fewer showings. Buyers today are savvy, armed with data and listings at their fingertips. Overpricing shrinks your buyer pool and can make your home seem less desirable compared to accurately priced options.


Mistake #2: Skipping Professional Staging and Photos

First Impressions Online Matter

Over 90% of buyers start their search online. Dark, cluttered, or poorly shot photos can deter them from ever scheduling a showing. Professional photos, especially wide-angle and high-resolution shots, dramatically increase listing clicks.

Benefits of Virtual and Physical Staging

Staging—both in-person and virtual—helps buyers visualize the space and creates an emotional connection. It highlights your home’s best features, makes rooms feel bigger, and increases perceived value. Staged homes in Ottawa often sell faster and at higher prices.


Mistake #3: Ignoring Minor Repairs and Maintenance

Small Issues That Turn Off Buyers

Buyers notice details. Peeling paint, leaky faucets, or squeaky doors create a negative impression and raise concerns about overall upkeep. These small defects can reduce offers or scare away potential buyers entirely.

What a Pre-Listing Inspection Can Reveal

A pre-listing inspection can uncover hidden issues before your home hits the market. Addressing them proactively can help you price more accurately, build buyer trust, and avoid delays during closing.


Mistake #4: Not Hiring a Local Real Estate Agent

Why Ottawa Expertise Matters

Ottawa has its own neighborhoods, pricing dynamics, and buyer behavior patterns. A local agent understands the nuances of selling in The Glebe vs. Barrhaven or Westboro vs. Orleans. They also have insider knowledge on comps, buyer demand, and marketing strategies that work in each area.

DIY Selling Risks in Today’s Market

While “For Sale by Owner” (FSBO) might seem like a way to save on commission, it often leads to underpricing, legal oversights, poor marketing, and less exposure. The result? Longer time on market and less money in your pocket.


Mistake #5: Timing the Market Wrong

Best Times to Sell in Ottawa

Spring and early summer are typically the best seasons to sell, offering more buyer activity and favorable weather. That said, low inventory can make fall and winter surprisingly strong if your property is priced and presented well.

How Seasonality Affects Buyer Demand

Holiday periods or extreme weather months can reduce showings and offers. Talk to your agent about timing your listing to catch waves of active buyers.


Mistake #6: Neglecting to Market Strategically

Relying Solely on MLS Isn’t Enough

While the MLS is crucial, it's not the only marketing tool you should be using. Many buyers are on social media, real estate apps, and YouTube, which means your listing should be too.

Using Social Media, Video, and Open Houses

A strong marketing plan should include:

  • Facebook and Instagram ads

  • YouTube or virtual tour videos

  • Targeted email campaigns

  • Weekend open houses and broker tours

These efforts expand your reach and create urgency among buyers.


Bonus Tips for a Successful Sale

Declutter and Depersonalize

Remove excess furniture and personal photos. A clean, neutral space allows buyers to imagine their own life there.

Flexible Showing Schedules

The more accessible your home is for viewings, the quicker it will sell. Avoid restrictive showing windows and be prepared for last-minute requests.


Frequently Asked Questions

Q1: Should I renovate before selling?
Only if the ROI is strong. Focus on cosmetic updates like paint, lighting, and landscaping.

Q2: Is fall a good time to sell in Ottawa?
Yes—less competition and motivated buyers can make fall a strategic time to list.

Q3: How much should I spend on staging?
Budget $1,500–$3,000 for full-service staging. Virtual staging can cost less and still offer great impact.

Q4: What’s the average days on market in Ottawa?
As of early 2025, well-priced homes average 20–30 days on market. Overpriced homes can linger for 60+ days.

Q5: Can I sell without an agent?
You can, but it often results in lower sale prices, limited exposure, and more complications.

Q6: How do I get multiple offers?
Pricing strategically, staging well, and launching with a strong marketing plan are key to generating competition.


Conclusion – Sell Faster and Smarter in Ottawa

Avoiding these six mistakes can make all the difference in selling your Ottawa home quickly and for top dollar. With the right pricing, presentation, marketing, and expert help, your home can stand out in any market condition. Don’t leave your biggest asset to chance—prepare well, plan strategically, and sell with confidence.

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Open House. Open House on Sunday, June 22, 2025 2:00PM - 4:00PM

Please visit our Open House at 1208 105 Champagne Avenue South in Ottawa. See details here

Open House on Sunday, June 22, 2025 2:00PM - 4:00PM

Welcome to Envie II! This bright & spacious, studio unit offers modern finishes; exposed concrete features, quartz countertops and stainless steel appliances. Centrally located in the Dow's Lake/Little Italy area, steps from the O-Train, Carleton University, The Civic Hospital, restaurants, walking/biking paths & more. Perfect for students or young professionals. The building amenities include: concierge, a fitness centre, study lounges, penthouse lounge with a games area, & a 24/7 grocery store on site. Parking available for rent from management. This unit is being sold fully furnished. Condo fees include heat, a/c, water and internet. (id:2493)

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📈 Ottawa Real Estate Market Predictions for 2025: What Buyers and Sellers Need to Know

Curious about the Ottawa real estate forecast for 2025? Learn housing trends, price predictions, and expert tips for buyers and sellers in the year ahead.

A Quick Look Back: Ottawa’s Housing Market in 2024

Before we dive into what’s ahead, it’s important to understand where Ottawa’s housing market stood in 2024:

  • Average home price: $705,000

  • Condo market: Experienced steady growth with rising demand for affordability

  • Detached homes: Slower but still appreciating, especially in suburban areas

  • Mortgage rates: Peaked mid-2024 before slightly softening into early 2025

  • Buyer behavior: More strategic, less emotional, with a focus on value and stability

Despite national headlines about market slowdowns, Ottawa’s market remained resilient and balanced thanks to strong economic fundamentals.


Key Factors Influencing Ottawa Real Estate in 2025

Several forces will shape Ottawa’s real estate scene this year:

🔑 Interest Rates

  • Rates are expected to gradually decrease, encouraging more buyer activity.

  • Lower borrowing costs could reignite multiple-offer situations in popular neighborhoods.

🧑‍💼 Immigration and Population Growth

  • Ottawa is a top destination for newcomers, bolstering rental and ownership demand.

  • New immigrants and students continue to support condo and townhome markets.

🏢 Employment Trends

  • Growth in tech, government, and healthcare sectors maintains economic stability.

  • Hybrid work keeps suburban and rural markets attractive while maintaining some downtown interest.

With these dynamics, both buyers and sellers will find strategic opportunities in 2025.


Ottawa Home Price Forecast for 2025

The Ottawa Real Estate Board (OREB) and analysts forecast:

Home TypeExpected 2025 Price Movement
Detached Homes2%–4% appreciation
Townhomes3%–5% appreciation
Condos4%–6% appreciation

Condo demand remains stronger than detached homes as affordability challenges push buyers toward smaller, urban properties.


Buyer Trends to Watch in Ottawa

Here’s how buyer behavior is shifting in 2025:

  • Affordability drives decisions: Buyers are targeting townhomes and condos more aggressively.

  • Suburbs and rural areas thrive: Buyers seek larger properties in Barrhaven, Orleans, Riverside South, and even Rockland.

  • Preparedness is key: Pre-approvals, flexible conditions, and savvy offer strategies are essential.

Expect strong competition under $700,000, especially for well-presented homes.


Seller Trends to Watch in Ottawa

Selling smart in 2025 means adapting to more educated, cautious buyers.

Seller Strategies:

  • Accurate pricing: Slightly aggressive pricing strategies can backfire.

  • Home preparation: Staging, professional photography, and pre-list inspections give sellers the edge.

  • Negotiation flexibility: Closing date flexibility or slight incentives (e.g., covering some closing costs) could win over buyers.

Homes that are move-in ready and well-priced will continue to dominate the market.


The Rise of Multi-Generational Living and Secondary Suites

An important 2025 trend:

  • Families pooling resources to buy larger homes together.

  • Secondary dwelling units (legal basement apartments) are in high demand—for rental income or family housing.

  • Municipal incentives and relaxed zoning laws make adding income suites easier in parts of Ottawa.

If you’re investing or upgrading your home, adding a basement rental unit could be a smart play.


Neighborhoods to Watch for Growth in 2025

NeighborhoodWhy It’s Hot
Barrhaven SouthNew construction, family appeal
Orleans WestAffordable homes, new amenities
Riverside SouthGreat schools, green spaces, LRT expansion
Kanata NorthTech sector growth, strong resale values

These areas offer solid appreciation potential and great quality of life for buyers and investors alike.


Is 2025 a Good Year to Buy a Home in Ottawa?

✅ Advantages:

  • Softer interest rates will improve affordability.

  • More inventory gives buyers better choices.

  • Ottawa’s economy is stable compared to national averages.

⚠️ Challenges:

  • Price floors remain high compared to 2020–2021.

  • Competition under $700,000 could drive quicker sales.

If you have your finances in order, 2025 is a very solid year to buy—especially if you find the right opportunity early.


Is 2025 a Good Year to Sell a Home in Ottawa?

✅ Seller Advantages:

  • Buyers are active, especially for well-staged, fairly priced homes.

  • Detached family homes under $850,000 are still in high demand.

  • Lower mortgage rates mean more qualified buyers.

Proper preparation (staging, smart pricing, strategic marketing) will be more important than ever to maximize your sale.


FAQs About the Ottawa Real Estate Market in 2025

1. Will home prices crash in Ottawa in 2025?
Highly unlikely. Ottawa’s market is stable, bolstered by steady demand and limited inventory.

2. Is it cheaper to buy in the suburbs?
Yes—areas like Barrhaven, Orleans, and Riverside South offer more square footage for the price.

3. Will mortgage rates go down in 2025?
Most economists predict modest rate reductions through mid to late 2025.

4. Are condos still a good investment in Ottawa?
Yes—strong rental demand and lower entry prices make condos appealing.

5. Should I wait to buy until 2026?
If the right home appears within your budget, buying now locks in today’s prices before potential rate dips fuel competition.

6. Is Ottawa a good place for real estate investors in 2025?
Absolutely—especially in affordable suburbs and areas near the new LRT lines.


Final Thoughts: Smart Moves for Ottawa Real Estate in 2025

Whether you’re buying, selling, or investing, Ottawa’s 2025 real estate market offers strong opportunities—but success will come down to strategy, timing, and preparation.

Buyers need to be ready to move quickly when opportunities arise.
Sellers must prioritize presentation and smart pricing to maximize value.

Stay informed, work with trusted professionals, and take action when the timing is right. Ottawa remains one of Canada’s most resilient and rewarding real estate markets—and 2025 is shaping up to be another exciting year. 📈🏡

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🌳 Best Parks and Outdoor Spaces Near Ottawa Homes: A 2025 Guide for Buyers

Looking for a home near green space? Explore Ottawa’s top parks and outdoor areas in 2025 and find the perfect neighbourhood for nature lovers.

Why Buyers Love Homes Near Parks in Ottawa

In 2025, more Ottawa homebuyers are prioritizing proximity to parks, trails, and green space. Whether it’s for walking the dog, playing with the kids, or enjoying weekend bike rides, living near a park offers more than scenic beauty—it’s a lifestyle.

Key Reasons Buyers Seek Park Access:

  • Promotes physical activity and mental health

  • Perfect for families, seniors, and pet owners

  • Adds a sense of community and connection

  • Supports sustainable living and outdoor hobbies

Green space has become a top feature in buyer wishlists, especially post-pandemic, when outdoor living became essential.


What to Consider When Buying Near Green Space

Buying near a park in Ottawa is smart—but there are a few things to keep in mind.

Pros:

  • Higher resale value

  • Peaceful, natural views

  • Access to walking trails, playgrounds, or sports fields

Things to Watch For:

  • Foot traffic and noise near busy parks

  • Limited street parking in high-use areas

  • Allergy considerations (trees, pollen-heavy zones)

  • Zoning and development around preserved land

It’s important to align your home’s location with your daily lifestyle needs—whether you want serenity, play areas, or fitness trails.


Top Ottawa Neighbourhoods for Park Access in 2025

These communities strike the perfect balance between city living and green space:

NeighbourhoodNearby ParksWhy It’s Great
The GlebeLansdowne Park, Central ParkUrban charm with walkable green areas
WestboroHampton Park, Kitchissippi LookoutTrendy, family-friendly, near river trails
Alta VistaBillings Park, Kilborn ParkMature trees, quiet streets, great for families
Riverside SouthClaudette Cain Park, walking pathsNewer homes with tons of space to roam
OrleansMillennium Park, Princess Louise TrailEast-end gem with sports fields and bike trails

Each offers distinct amenities and a strong sense of nature-meets-neighbourhood.


Most Popular City Parks for Families and Dog Owners

Ottawa is full of fantastic parks for daily recreation and weekend fun:

🌳 Brewer Park

  • Near Carleton University

  • Playground, splash pad, dog park

  • Great for families and students alike

🐾 Conroy Pit

  • Massive off-leash dog area

  • Surrounded by forest trails

  • A favourite for dog owners citywide

🌊 Mooney’s Bay

  • Beach, volleyball, splash pad

  • Close to Riverside and Alta Vista

  • Home of winter ski trails and summer events

🌿 Andrew Haydon Park

  • Beautiful waterfront park

  • Walking trails, picnic tables, birdwatching

Living nearby means daily access to Ottawa’s best outdoor escapes.


Ottawa’s Best Outdoor Areas for Hiking and Cycling

For those seeking more adventure, these spots offer scenic beauty and cardio:

  • Gatineau Park: Just across the river, over 165km of trails

  • Ottawa Greenbelt: 20,000 hectares of protected land

  • Rideau River Pathway: Connects downtown to the south end

  • Experimental Farm Trails: Hidden gems near Civic Hospital

Many homes in Nepean, Kanata, and South Keys back onto trail networks, making them ideal for outdoor lovers.


Waterfront Parks and Picnic Spots Along the Ottawa River

If you crave river views, check out these beloved destinations:

ParkNeighbourhoodHighlights
Remic RapidsWestboroSculptures, riverside cycling
Britannia BeachBritanniaSandy beach, kayaking, swimming
Petrie IslandOrleansNature trails, fishing, summer events

Homes nearby often carry premium pricing, but offer serene views and lifestyle perks.


Winter-Friendly Parks for Year-Round Activities

Don’t forget—Ottawa winters can be just as fun outdoors.

  • Rideau Canal Skateway: Live near Old Ottawa South or The Glebe for skating season!

  • Mooney’s Bay Ski Trails: Groomed for cross-country skiing

  • Stony Swamp (Greenbelt): Snowshoe trails through peaceful forests

  • Walter Baker Park (Kanata): Tobogganing and winter walks

Year-round park access keeps mental and physical health in check—even in February.


Real Estate Benefits of Living Near Parks

💡 Why Buyers (and Sellers) Love Parkside Living:

  • 10–20% higher resale value in park-adjacent areas

  • Homes near parks spend less time on the market

  • Appealing to young families, seniors, and pet owners

  • Often feature larger lots and better air quality

Park proximity is a long-term lifestyle upgrade and a smart real estate play.


Tips for Finding the Perfect Home Near Ottawa Green Spaces

  • Walk the neighbourhood to check noise levels, lighting, and access

  • Ask your REALTOR® for zoning or development plans

  • Use mapping tools to find trail and park access points

  • Consider south-facing yards for sun exposure near tree lines

  • Double-check floodplain zones if buying near rivers or wetlands

Knowing your priorities helps balance budget, access, and environment.


FAQs About Living Near Parks in Ottawa

1. Do homes near parks sell for more in Ottawa?
Yes—especially those next to well-maintained or waterfront parks.

2. Is park access a big deal for resale value?
Definitely. Buyers actively search for listings near trails and green space.

3. Are there zoning restrictions next to parks?
Some parks have setback rules. Ask your agent or city planner.

4. What if a park gets busy on weekends?
It depends—check traffic and parking patterns before buying.

5. Can I rent a home near a park for short-term stays?
Yes—but confirm local STR regulations in your desired area.

6. Are there parks in every Ottawa suburb?
Nearly all. Ottawa prioritizes green space in city planning and development.


Final Thoughts: Green Space as a Lifestyle Investment in 2025

Choosing a home near a park isn’t just about real estate—it’s about how you want to live. Whether it’s weekend walks, evening runs, or outdoor playdates, parks create value far beyond the property line.

If you’re house hunting in Ottawa in 2025, follow the green. Your body, mind, and resale value will thank you. 🌳🏠

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🏢 The Ultimate Guide to Buying a Condo in Ottawa (2025 Update)

Introduction to Condo Living in Ottawa

Why Ottawa is a Top Market for Condos

Ottawa, the capital of Canada, isn’t just a government town—it’s a growing urban hub with an evolving skyline, especially in neighborhoods like Centretown, Westboro, and The Glebe. The city offers a unique mix of affordability, quality of life, and economic stability, making it a prime destination for condo buyers in 2025.

Who This Guide is For

Whether you're a first-time homebuyer, downsizer, investor, or relocating professional, this comprehensive guide will walk you through everything you need to know before buying a condo in Ottawa.


Pros and Cons of Buying a Condo

Benefits of Condo Ownership

  • Affordability: Often cheaper than single-family homes.

  • Low Maintenance: No lawns to mow or roofs to fix.

  • Amenities: Pools, gyms, party rooms, and security often included.

  • Location: Condos are often in the most walkable and vibrant parts of the city.

Potential Drawbacks to Consider

  • Condo Fees: Monthly fees can be high depending on amenities.

  • Less Control: You're subject to condo board rules.

  • Space Limitations: Condos are typically smaller than detached homes.


2025 Condo Market Trends in Ottawa

Pricing Predictions

In 2025, average condo prices in Ottawa hover around $450,000 for a one-bedroom unit, with luxury high-rises exceeding $700,000. The market remains competitive, but not overheated like Toronto or Vancouver.

Inventory and Demand

Low inventory and steady demand continue to drive prices. New builds are underway, but supply struggles to keep up with interest from professionals and downsizers.

Popular Neighborhoods

  • Centretown – Urban lifestyle, walkable to everything

  • Westboro – Trendy, close to parks and cafes

  • The Glebe – Historic charm and a strong community vibe

  • ByWard Market – Lively, cultural, and tourist-friendly


Understanding Different Types of Condos

Freehold vs Leasehold

  • Freehold condos mean you own the unit and share in the ownership of common areas.

  • Leasehold condos mean you lease the land and own only the building/unit.

High-rise, Low-rise, and Townhouse Condos

  • High-rise: Great amenities, often more expensive.

  • Low-rise: More affordable, fewer units per building.

  • Townhouse Condos: Look and feel like a house but still managed by a condo corporation.


Key Costs of Buying a Condo

Purchase Price and Down Payment

Down payments in Canada typically start at 5% for properties under $500,000. Budget accordingly.

Condo Fees

Condo fees in Ottawa range from $300 to $900/month depending on the building size and amenities. These cover maintenance, insurance, snow removal, and sometimes utilities.

Closing Costs & Land Transfer Tax

Budget an additional 1.5–4% of purchase price for legal fees, inspection, title insurance, and the Ontario Land Transfer Tax.


Choosing the Right Neighborhood

Downtown Ottawa

Ideal for professionals and students—minutes to Parliament, Rideau Centre, and the University of Ottawa.

Westboro

Trendy, bike-friendly, and filled with restaurants, boutiques, and access to the Ottawa River.

The Glebe

Offers historic homes, great schools, and family-friendly parks.

Centretown

Perfect for first-time buyers who want walkability and nightlife at their doorstep.

Condo Amenities and What They Mean for You

Popular Amenities in Ottawa Condos

Many new and existing condo developments in Ottawa come equipped with amenities that add both convenience and lifestyle value. Common features include:

  • Fitness Centres and Pools

  • Party and Meeting Rooms

  • Guest Suites for Visitors

  • Concierge and 24-Hour Security

  • Rooftop Terraces or BBQ Areas

Some upscale condos even offer co-working spaces, pet washing stations, and yoga studios. These features not only enhance your day-to-day life but also increase the resale value of your unit.

Impact on Monthly Fees

The more amenities a building has, the higher your monthly condo fees will be. It’s important to weigh your lifestyle needs—do you really need a pool if you rarely swim? Keep in mind, unused amenities still cost money in your monthly dues.


Legal and Financial Considerations

Status Certificate Review

Before purchasing a condo in Ottawa, always request a status certificate. This document reveals:

  • The financial health of the condo corporation

  • Any special assessments coming up

  • Rules and bylaws

  • Reserve fund status

A real estate lawyer will review this certificate to ensure there are no red flags.

Working with a Real Estate Lawyer

Your lawyer ensures a smooth transaction by:

  • Reviewing the agreement of purchase and sale

  • Examining the status certificate

  • Registering your mortgage

  • Handling closing documents and title insurance

Financing Your Purchase

You’ll need to be pre-approved for a mortgage. Most Ottawa buyers opt for 5-year fixed-rate mortgages, and condo mortgages are available from all major lenders. Note that your condo fees will be factored into your debt-to-income ratio when applying for a loan.


Condo Rules and Bylaws

Pet Policies

Not all condos are pet-friendly. Some have strict rules about pet size, type, or number. Always ask before you buy if you plan to move in with a furry friend.

Short-Term Rentals

Airbnb and short-term rentals are restricted in many buildings and even regulated by the City of Ottawa. Make sure your intentions for the unit comply with both city bylaws and building rules.

Renovation Restrictions

Unlike a detached home, you can’t just renovate freely in a condo. Many upgrades require board approval, especially if they impact plumbing, wiring, or common areas.


How to Work With a Realtor in Ottawa

Finding a Realtor Specializing in Condos

Choose a licensed Ottawa realtor who specializes in condominiums. They’ll understand unique building rules, know the best-managed properties, and have access to exclusive listings.

Questions to Ask

  • How long have you worked in the Ottawa condo market?

  • Which buildings do you recommend for my budget and lifestyle?

  • What should I know about this condo board?

  • Can I see the last 12 months of condo fee history?


The Buying Process Step-by-Step

1. Get Pre-Approved

Meet with a mortgage specialist to determine how much you can afford, and get pre-approval to strengthen your offer.

2. View Listings

Your realtor will take you to showings, provide insights on building condition, and highlight red flags or perks.

3. Make an Offer

Once you’ve found your condo, you’ll sign an offer with your realtor. Offers often include conditions like financing and review of the status certificate.

4. Closing the Deal

Once your conditions are met and your financing is secured, your lawyer handles closing. You’ll pay your remaining down payment and take possession on the agreed date.


Inspections and Property Condition

When Condo Inspections are Necessary

While some buyers skip inspections in newer units, it’s wise to get a home inspection—especially in older buildings or for units with unique features.

What Inspectors Look For

  • HVAC systems

  • Electrical and plumbing integrity

  • Water damage or leaks

  • Windows, doors, and insulation quality


Resale vs Pre-Construction Condos

Pros and Cons of Each

TypeProsCons
Resale CondoImmediate possession, view actual unitOlder systems, more wear
Pre-ConstructionModern design, potential value growthDelays, higher deposits, uncertain closing dates

Deposit Structures and Timelines

Pre-construction units usually require 15-20% in deposits, spread over several months or years. Always verify builder reputation and completion timelines.


Living in a Condo: What to Expect

Community Living

Condo living means sharing common spaces, voting on decisions at meetings, and possibly joining a condo board.

Maintenance Responsibilities

Owners are responsible for the interior of their unit. The condo corporation handles common elements like hallways, exterior, landscaping, and more.


Investment Potential of Ottawa Condos

Rental Market Demand

Ottawa’s stable government employment base, student population, and growing tech scene make it an excellent rental market. Vacancy rates remain low, especially near universities and transit lines.

Long-Term Value Growth

With steady population growth and infrastructure development like LRT expansion, Ottawa condos continue to appreciate in value. Well-maintained buildings in desirable locations often outperform the broader housing market.


Frequently Asked Questions

Q1: Are condo fees negotiable?
No, they are set by the condo board and apply to all owners equally based on unit size.

Q2: Can you rent out your condo in Ottawa?
Usually yes, but some buildings have restrictions or limits on rentals—always check the bylaws.

Q3: Is buying a condo good for first-time buyers?
Yes! Condos offer affordability, low maintenance, and urban convenience—great for first-timers.

Q4: How do I know if a condo is well-managed?
Review the status certificate, check reserve fund contributions, and ask residents about maintenance and communication.

Q5: What is included in most condo fees?
Typically: building insurance, maintenance, amenities, and sometimes water or heat. Electricity and internet are usually separate.

Q6: Can foreign buyers purchase Ottawa condos?
As of 2025, restrictions apply to foreign ownership in some cases. Check with a lawyer or REALTOR® for the latest regulations.


Conclusion – Is Buying a Condo in Ottawa Right for You?

Condo ownership in Ottawa offers a balanced mix of urban living, smart investment, and lifestyle perks. Whether you're a first-time buyer, downsizer, or investor, 2025 is shaping up to be a great year to enter the condo market in Canada’s capital. Armed with the right knowledge, a great realtor, and clear goals, your path to condo ownership can be smooth, rewarding, and financially sound.

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